Food Truck Insurance
Food trucks offer fast, affordable, and creative fare for those who are looking for a convenient bite to eat. With a number of trucks serving up unique and delicious dishes not found anywhere else, more and more people continue to flock to food trucks for a quick lunch or midday snack. While operating a food truck can be quite lucrative, it is important to make sure that the vehicle and food equipment you have invested in are protected in the event of an accident or disaster. Commercial Trucking Insurance Dayton offers comprehensive commercial auto insurance packages for food trucks to meet your business’ needs.
Commercial Auto Insurance
Because the value of the vehicle itself as well as the cost of repairs are often significantly more costly for commercial vehicles than personal vehicles, you will need specialized insurance with higher coverage limit to ensure that your assets are fully protected. Being underinsured can leave you paying tens or hundreds of thousands of dollars out of pocket should an unexpected incident occur. Speak with our agents to learn more about the policies we offer for food truck operators in Dayton, Ohio.
The purchase and installation of food equipment often represents a significant portion of your expenses when starting up a food truck business. While commercial auto insurance is there to cover the cost of vehicle repairs and victim restitution if your food truck becomes involved in a motor accident causing property damage or injury, this coverage does not extend to your food stock or equipment. Commercial property insurance offers additional support to minimize your financial losses in the event of damage or theft. Our company offers comprehensive food truck insurance packages that will provide you maximum coverage for your assets.
There is always a risk of accidental contamination when handling food products. Even if you maintain a clean kitchen and strict hygienic practices when operating your food truck, there is still a possibility that you could run into unexpected issues. As part of the food service industry, it is crucial for food truck operators to have general liability insurance to protect them against potential claims arising from food poisoning or food-borne illnesses as well as any other bodily injuries, such as burns, that a customer may hold your business responsible for. As a business owner, you may face many difficult and stressful situations as part of your day to day operations. Make sure that you are prepared to deal with them by speaking to our agents about comprehensive coverage for your food truck.
Many successful food truck operators own several food trucks throughout the city. If you require coverage for more than one commercial vehicle, our commercial fleet insurance packages can provide you with more affordable coverage for all your food trucks. Our agents provide clients with the most suitable policies based on their specific circumstances. Although coverage needs can vary, we make sure that every client has full protection for their assets.